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eligible chapter 13 consumer bankruptcy
Who is eligible for a Chapter 13 bankruptcy?
An individual with regular income may file under Chapter 13 if [s]he has (i) noncontingent, liquidated, unsecured debts totaling less than $336,900 and (ii) noncontingent, liquidated, secured debts totaling less than $1,010,650. (These amounts are adjusted periodically to reflect changes in the consumer price index; last adjusted April 1, 2007.) The spouse of a married individual must meet the same debt limits, but need not have a regular income. “Noncontingent” means that no condition besides the passage of time need occur before the debt is due. “Liquidated” means that the amount of the debt is fixed and known, except perhaps for the amount of interest or default penalties and collection costs.
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